Last Updated: February 23rd, 2025
1. Acceptance of Terms
By accessing and using the website All Day Finance (the “Site”), you agree to be bound by these Terms of Use (“Terms”) and our Privacy Policy. If you do not agree with these Terms, please do not use the Site.
2. Scope of Services
All Day Finance provides editorial content, commentary, and information relating to finances, credit cards, loans, wealth, and related subjects. The Site is designed to offer general information and is not intended as professional financial, legal, or tax advice. Users should consult a professional for personalized advice.
3. Use of Google AdSense
The Site displays advertisements provided by Google AdSense. By using the Site, you acknowledge and agree that:
- Advertisements are served by third parties over which All Day Finance has no control.
- Clicks and impressions on these ads are subject to Google AdSense policies, and you agree to comply with any such policies.
- All Day Finance is not responsible for the content or practices of the advertising partners.
- The display of ads is an integral part of our business model and revenue generation.
4. Intellectual Property
- Content Ownership: All content published on the Site—including articles, graphics, logos, and other materials—is the property of All Day Finance or its licensors and is protected by United States and international copyright laws.
- License to Use: You are granted a limited, non-exclusive, revocable license to access and use the Site for personal, non-commercial purposes, subject to these Terms. You may not reproduce, distribute, modify, or create derivative works without prior written permission.
- User Submissions: Should you submit comments, ideas, or other content, you grant All Day Finance a perpetual, irrevocable, royalty-free, and non-exclusive license to use, reproduce, and display such contributions.
5. User Conduct
You agree that you will not:
- Violate any applicable local, state, national, or international law or regulation.
- Use the Site in any manner that could disable, overburden, or impair its proper working.
- Transmit or distribute any material that is defamatory, offensive, or otherwise objectionable.
- Attempt to gain unauthorized access to the Site or its related systems.
6. Disclaimers and Limitations of Liability
- No Professional Advice: The content on the Site is for informational purposes only and is not a substitute for professional advice. All Day Finance disclaims any liability arising from reliance on its content.
- “As Is” Basis: The Site is provided on an “as is” and “as available” basis. All Day Finance disclaims all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
- Limitation of Liability: In no event shall All Day Finance or its affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or in connection with your use of the Site.
7. Third-Party Links and Content
The Site may contain links to third-party websites. These links are provided for your convenience only. All Day Finance does not endorse or assume any responsibility for the content or practices of these websites.
8. Modifications to Terms
All Day Finance reserves the right to amend these Terms at any time without prior notice. Your continued use of the Site after changes constitutes acceptance of the updated Terms. We recommend that you review these Terms periodically.
9. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of Indiana and the United States. Any disputes arising under or related to these Terms shall be resolved exclusively in the appropriate state or federal courts located in Indiana.
10. Contact Information
For any questions regarding these Terms, please contact us at:
Email: [Insert Contact Email]
Mailing Address: [Insert Mailing Address]